Steely is a super nice horse who wants to please. He is broke to ride. I would not say he is 100% finished. He does not do anything wrong, just needs some more time put on him. Our daughter purchased this gelding as he is a 1/2 brother to her barrel mare. She is just not putting the time in on him or trying to. Too nice of horse to let go to waste. He has really bloomed this year and has a nice hip. He has one vice and that is he is a cribber. If you keep a collar on him, he does not do it.