I custom ordered this 15.5", regular QH bars Bob's custom lady cowhorse saddle with matching breast collar last winter for my up and coming filly. Unfortunately it does not fit her and I need a FQHB saddle. I tried this saddle twice on her for very short rides, so the saddle is still like new. I will have pictures very soon. The saddle has a 16" tree but finishes out to a 15.5" with the double padded roughout seat. The saddle is incredibly comfortable. The saddle comes with the matching breast collar, and an extra set of fenders, as Bob's made the first set a tad to short for me, and they sent me a new bit longer set. Medium oil color, and not much for tooling except for Aztec borders all over. I like simple, easy to clean designs. I have close to $3500 into this saddle. Open to reasonable offers. I would be willing to take time payments via paypal, and saddle would be shipped when paid for.