Hi Deborah, Thank you for your interest in our advertized parcels. To answer your questions we have very easy terms available on these lot's. Just 10% down and then 7.9% interest on the balance over a 10 or 15 year term. And there are no restrictions on theses lot's! Water wells tend to run approximately 500 to 600 feet. If you should have any other questions please don't hesitate to call me. My office number is 505 788-2340. or I can be reached on my cell: 949 419-4550. Thanks again and I look forward to helping you find the property you are looking for. Mary Johnson